Many home owners bought homes years ago with payments over their heads. Over time their inability to pay has threatened or damaged their credit. Many of those who had protected their credit the most misestimated their repayment potential and are now struggling to maintain a good credit reputation.
In Las Vegas knowing the right real estate agent can help. He can refer you to a credible, honest lender who will counsel and lend according to a realistic ability to handle the payments instead of closing whatever lone possible just to get a commission. Get ahold of your Las Vegas Realtor to learn more about lending options in the valley.